Pay your Chinese suppliers on your terms.
Transparent FX. Fast settlement. No correspondent bank complexity. PayNexa is the direct payment link between Kenyan importers and their suppliers in China.
- 2 hrs max
Settlement time to China
- 0 hidden
Hidden fees or FX markups
- 0 % visible
Rate transparency before you confirm
- KES → RMB
Direct — no USD intermediary needed
The corridor
From your counter in Nairobi
to your supplier in Guangzhou.
One direct payment link across 8,000 kilometres — priced in the open, settled the same day.
🇰🇪 Nairobi, Kenya 
🇨🇳 Guangzhou, China Simple by design
How PayNexa works
Four steps from deciding to pay your supplier to funds landing in China — with full visibility at every stage.
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Tell us what you need
Share your payment details — supplier name, amount in RMB or USD, and your available KES budget. No complex onboarding forms.
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See your quote
We show you the exact exchange rate, our fee, and the total KES you will pay — before you commit to anything.
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Fund in Kenyan Shillings
Send KES via M-Pesa or bank transfer to our collection account. Fast, familiar payment methods you already use.
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Supplier gets paid
We handle the cross-border transfer. Your supplier in China receives funds directly. You get confirmations at each milestone.
What we offer
Built around your trade flow
Every feature exists because Kenyan importers told us what was missing from every other option they tried.
Supplier Payments
Pay Chinese manufacturers and trading companies directly in RMB or USD. No correspondent bank complexity, no hidden charges embedded in the rate.
FX Conversion
Lock in your rate at confirmation. We show you the mid-market rate, our spread, and your total cost — all before you proceed. No post-confirmation adjustments.
Payment Tracking
Know where your payment is at every stage. Milestone confirmations keep you and your supplier aligned, without chasing anyone for updates.
Dedicated Support
A relationship manager who understands African trade. Reach us by email or WhatsApp — not a ticket queue. A person who knows your account and your suppliers.
Our commitment
Why PayNexa
Built with honesty about where we are today, and clear intent about where we are going.
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Built by practitioners
Our team has worked inside African payments infrastructure. We understand the real friction Kenyan importers face — and built directly around it.
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Regulatory path clear
Actively pursuing registration as a Money Remittance Provider with the Central Bank of Kenya. Compliance is a foundation, not a footnote.
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Total cost transparency
You see the exact rate, fee, and total KES before confirming. Then that is precisely what you pay — no FX surprises embedded in the rate afterwards.
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Direct corridor focus
Kenya–China is not a side feature — it is the core product, built from the ground up for this specific trade route and its unique requirements.
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Honest settlement timelines
Clear timelines communicated before you pay, not vague estimates after. You and your supplier always know what to expect and when.
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Your relationships intact
We work around your existing supplier relationships, not the other way around. The only thing that changes is how efficiently you pay.
Questions
Frequently asked
Real questions from Kenyan importers — answered without the marketing speak.
Ask us something elseYou will see the exact rate before you confirm any payment — the mid-market rate plus our spread, shown separately so you know exactly what you are paying for FX. There are no post-confirmation adjustments. The rate you see at confirmation is the rate applied.
For the Kenya–China corridor, settlement is same-day. If your supplier has completed ID verification, funds land immediately once your KES transfer clears. If they haven't, it takes up to 2 hours. We send confirmations at each settlement milestone so you and your supplier always know the current status.
Kenya to China is our first live corridor. We are building towards additional African trade corridors. If you have a specific route in mind, let us know via the contact form and we will keep you updated.
For business payments you will need your business registration documents, your supplier's details (company name, bank name, account number, and SWIFT/CNAPS code), and the commercial invoice for the goods. We will walk you through a full onboarding checklist when you reach out.
PayNexa is pursuing registration as a Money Remittance Provider with the Central Bank of Kenya. Our regulatory application is in progress. We operate with compliance as a foundation — AML and KYC requirements are built into our onboarding process from day one.
Customer funds are held separately from PayNexa operating funds at all times. All transfers are processed through regulated banking partners. We never co-mingle client money with company funds and maintain full records of every transaction.
We charge a transparent fee per transfer, shown in full before you confirm. No monthly subscription, no minimum volume requirement. Exact fee schedules are provided during onboarding based on your payment volume.
Fill out the contact form below. A member of our team will reach out within one business day to understand your payment needs and walk you through the onboarding process. No commitment required at that stage.
Ready to pay your
Chinese suppliers faster?
Join the businesses using PayNexa for transparent, direct cross-border payments — no unnecessary intermediaries, no hidden costs.
Let's talk
Start a conversation
Tell us a bit about your payment needs. We respond within one business day — often sooner.
paynexaglobal@gmail.com
Phone
+254751015946
https://wa.me/message/UEPQHZVT733CI1
Message sent!
We will be in touch within one business day.